Bucking the Trend- how SMEs can beat the recession.

An often ignored fact is that small businesses are the largest group of employers in Ireland.These small businesses or SMEs, defined as companies with 50 or less employees,comprise the largest numerical group of tax payers in the state. The real question for our economy,given the current preoccupation with tax revenue, is how does a small to medium sized business grow during a downturn?

The advice from Harvard Business school on this subject is to "plan strategically to be primed for growth" when the upturn comes. Large corporations strategise for growth by investment in R and D. Translating to small business, this means figuring out what you are best at and then continuing to do it- but figure out how to do it better and cheaper.

Competition is still the name of the game.Recession is an opportune time to look at what your weakest and strongest competitors are doing. Learn from both.
If you have a strong market size, then scour the market place and learn about the customers of your weakest competitors.What are these customers seeking that you do NOT provide? Look also at your largest competitors. Are they managing to hold market share in recession? Can you emulate any aspect of their service to become a real alternative for THEIR customers?Your competitors may be working all out to save their big accounts but that means there are smaller accounts you can go after.

In this climate customers' criteria have altered.Many now only shop for low price.But many also want quality AND value. In a sense your business challenge will be to help customers have their cake AND eat it. To do that you will need to manage the trick of cutting your costs without compromising service to customers.
You might call this challenge the "not throwing the baby out with the bath water" challenge. But DO throw out your prior assumptions and embrace new business practices, products, habits as well as those new customers.

If you are a small player you CAN gain ground.Bigger firms tend to have higher costs.They may also have clients disillusioned with a customised service. Perhaps you can work closely with that client and provide the personalised service they need. If you are a smaller player you should have less overheads and for that reason competing on price may be an option.

One vital point is this: don't forget to focus on your own existing clients, if you want to buck the trend you have to increase your client base, but if you do this at the expense of your existing clients then you will have only filled a void rather than gained ground. If you find that you want to gain more clients ensure that you don't do so to the detriment of what you have already worked so hard for.

Cut costs and look at your suppliers. Do you have any critical suppliers? If so get binding contracts in place so that they don't pass on any woes to their client base.
Many Irish subsidiaries of global players have passed the burden of shouldering stock equity losses down the line to you and I. I had two large global suppliers try to pass on four percent increases in early 09.By the end of 09 both were offering two for one on the same stock.

Oil prices are going to affect logistics and if you are in that business having set contracts in place would make a huge difference.Having a contract doesn't mean much if people refuse to honour it, but at least you are starting from a position of strength. If any of your suppliers are in danger of collapse, then you need to look for alternative suppliers should they be required or find ways to work with the present ones given different scenarios.Do not become over-dependent on any one source or product line.

Look out for talent!This may be an opportunity to get great talent at a great price. If you can access the labour market right now you may be pleasantly surprised by just how much 'bang for your buck' you get. If cashflow is an issue think about ways of keeping your own talent on board. A downturn will often make people re-think their tenure; last years demotivated employee may have a changed attitude today. Remember also that your hungriest and best performer is open to poaching by a market rival in survival mode. The last thing you want to see is your best employee leave because they are disenchanted or insecure.

You may have let some staff go. You need those who are left to work harder and assume new skills or responsibilities. Perhaps you need to promote by stealth, with salespeople or general operatives sharing management duties. You cant expect them to see the light at the end of the tunnel which only you have the belief in your business to see.Therefore even your best people will become jittery unless you communicate your vision, your destination; the where and the when it will all end. Leadership is about that vision, but mostly about communication.NOW more than ever, strong leadership is the asset you must bring to your business.

Get into the public eye. Nothing gives greater return on investment than some publicity. If you can talk about your business topic, then pass some information or public interest stories on to radio or paper correspondents. The media have a difficult job to do. They have to take any amount of information and turn that into digestible stories that are of public interest.'Newsworthy' is probably more important than 'news'.

Smart spending is key. Finding ways to really control your outgoings is vital. In terms of some online presence, a blog is a great tool for attracting web traffic that is interested in your area of specialty. Other sites may link to you on that basis and when they do that will help drive more traffic towards your site.

Look at sites you like then learn from their good features. Ensure that your phone number is clearly visible on every page and that contacting you is very simple. Clear easily found contact details are a must. As well, if your product or service can be bought over the web ensure that the process is easy. Paypal are great for the SME adding a web sale dimension.

Perhaps the single most important message in all of this is to keep marketing. Try new things.It's never too late to change your business model or to find a new angle. This doesn't mean being the cheapest. In fact that race to the bottom is expensive and creates more losers than winners.Locally focussed advertising yields strong dividends over time. You may not be able to gauge the results. What is important is for your business to become part of the local fabric of your town or community by your constant low grade public presence. Name recognition is your aim which is, after all,the essence of branding

Examine your business closely and try to find out what it is about you that makes clients come to you. Then do that again and again. Who isn't in the service industry to some degree? Imagine you got a carpenter to do a small job in your house. He shows up on time, does the job, accepts credit card, cleans up after himself and even uses a hoover to make sure all the dust is gone. Would he/she go on your phone for future reference? You bet they would!

Downturns mean people are looking for bargains. If you have stock that hasn't moved, then sell it as low as cash flow allows and use this to generate traffic to your business.Cash flow is the name of the game. Choose a " pay on demand" client over a credit client every time. Unless you feel you must do a job on credit ias a loyal favour to a good old customer. But dont be too loyal.

ISME's quarterly surveys pinpoint delays in payment as a critical problem for SMEs. Banks have stripped away overdrafts from those who werent using them. If you were using your overdraft, even depending on it, you have probably had your core debt put on term loan. We all give each other too much credit.Consider inviting your client to use a credit card to pay you; MBNA are in the credit card business, you are not.
Its a peculiarly Irish problem as credit is not expected, taken for granted or abused in many other countries to the extent that it is here.

The global recession has thrown up a new paradigm of marketing for customer expectation.Marketing gurus have commented for a decade or so on the phenomenon of the customer jaded by mass production.The demand for personalisation of service should have given the smaller businesses a larger niche but instead the large multinationals expanded choice and personalised their marketing strategies to keep ahead.The internet also empowered some customers by giving both knowledge and control over price and choice. What the internet lacks is the thrill and immediacy of a personal purchase. Big business has kept ahead because the honeypot of convenience and perceived value has allowed them to influence consumers to purchase high value goods or services with the bait of marketed loss leaders.

The good news for SMEs is that a new paradigm of consumer power is now emerging to add to the other five forces of business.Research shows that consumers will now pick and choose what and where to buy by new discerning ctiteria:whatever your niche is, IF you shout from the rooftops about it you have a better chance than ever of YOUR customer bypassing that aisle in the supermarket to selectively purchase from YOU. Shoppers will choose Tesco for some things, LIDL for others and now more than ever the farmers market for others. The principle of consumer power works for every sector. If I dont answer that nuisance ten pm call, a competitor will; my customer is now less likely to wait for me to suit myself. The SME which chooses to embrace the pros and cons of consumer power, to grasp the new paradigm, can use its own strengths of service and attention to detail to thrive through and grow out of recession.

FW: letter to editor- Brian Cowen,

This letter was printed in the Sunday independent on 3rd Jan.
Not so much a defence of Cowen but a comment on the interviewer.

The indo carried a full page interview with An Taoiseach in which Brian Cowen to be fair was very straight talking and came across as a very human, modest, team-building type of manager. The sort who would probably be a safe pair of hands in any organisation. I happen to believe that his pace of decision making has been too slow for the gravity of situation the country has faced. I believe his responses to the horror and hypocrisy revealed by the Murphy report were far too lukewarm. I believe his ambivalence to the Corporate malgovernance at Anglo-Irish leaves a lot open to suspicion.BUT political journalists in this country have gotten far too opinionated in the last few years and scarcely disguise their partisan leanings at this stage. A fact that they collectively need to be challenged on.
This letter to the Sunday INdo hopefully does that...
Sir,
I refer to Sunday Independent 27/12/09, analysis p29.
Jody Corcoran's feature analysis on Brian Cowen's toughest year was indeed revealing, not for its insight into Cowen's philosophy of power broking but for its explanation of how a political journalist, such as Jody Corcoran, feels a politician should or shouldnt use the media.

Corcoran cites Cowen's leadership style as " the antithesis of grandstanding" and puts it to Cowen that maybe he should grandstand now and again " for effect".
Cowen replies that he leads as straight as he can and deals with "the substance of the issues and gets on with the job".

Corcoran's exasperation, evident through his line of questioning, seemed to be at Cowen's obliviousness to political spindoctoring, media impression and populist showman politics. I dont believe I have ever read a journalist ask (a politician) would behaving in a particular way not be better POLITICALLY for you?

Has the wheel of political journalism in this country come full circle? Since the advent of the printing press, media have criticised politicians in general for a lack of sincerity and conviction. Is Cowen now being criticised for NOT playing the game, not grandstanding, not spindoctoring?

Readers, voters, the public at large have a choice. Listen to or read what the man Cowen says and does. Or rely on the interpretation of an exasperated professional media needing a media friendly, impression-managed Taoiseach to suit their presentation of events.

Cowen may be his own worst enemy in the game of words and images, but he is nothing if not consistent. Remember the triumphant return to Clara after the Taoiseach's appointment? What was the song he sang on the back of the flatbed truck? "I did it my way"!

Des Groome,
Kilcumney House,
Kildare town.

FW:Call to Investigate the banking Crisis by oireachtas Committee

A young journalist named Gavin Sheridan keeps a weblog I follow, simply titled gavinsblog.com. Gavin has the tenacity, curiosity and hunger of a true investigative journalist. I dont agree with a lot of his political views. I suspect his vision of Ireland's future is of a society a lot more left-leaning and interventionist than my vision.I believe in a future ideal of an efficient, productive, food and technology driven, pro-enterprise and small-government, island. We are at the mercy of global economic tides. We are strategically positioned but on a global scale we are no more relevant than a filling station on the Mullingar bypass; It is our passing traffic and footfall that matters. Should we cease to give global travellers what they need they will keep moving to the next turnpike. Our economy is "open". What does this mean? It means we rely on imports and exports to give all of us the wherewithal to maintain a first world society. It is in that context that the analogy of Ireland as a global petrol station must be viewed. We have to adopt the flexibility and all the other characteristics of a small well-positioned business setting out our stall for passing trade.  
Most of my posts are informed by this vision of Ireland's best future and by the view that we need to get more productive, get our people working usefully, use the assets we have of good land, good food and great entrepreneurs. THAT future of Ireland, the lean global trader depends on better corporate governance, accountability in public life, social pluralism and a state with moral as well as civil authority.
gavinsbolg 21/12/09 is worth a look. He catalogues a trail of investigative journalism into bad banking practice and irresponsible regulatory inaction tracing back to 2005.
I have set up a facebook page Call to investigate the Banking Crisis by Oireachtas Committee. I am sick of the party that I once felt an ideological affinity with, responding inadequately or equivocally to the moral ambiguities that have typified much of Ireland's social structures. Colloquially I have recently commented that the country needs to be now taken apart and rebuilt. In a manner of speaking I do believe that reforms of government, civil service, church, banking, corporate governance are now needed on a scale that will change the shape of an already rapidly changing society. These are reforms that need to be led by the moral, tolerant, Right-centred, decent and enterprising people of Irish society. have a look at my facebook page and join this debate.

 

---

Date: Tue, 22 Dec 2009 07:13:09 +0000
Subject:
From: gavinsblog@gmail.com
To: groomevet@hotmail.com

---

The Regulator Posted: 21 Dec 2009 02:41 PM PST I don't want this post to seem like an "I told you so" post. But it might appear that way. I started irishcorruption.com/publicinquiry.eu back in 2005. One of the biggest issues myself and my uncle Anthony covered, and still cover on that blog, is the lack of regulation of the banks. And when the country was in a credit boom, and nobody, or at least very few, were asking questions about regulation of the banks, myself, and to a much deeper degree Anthony where highlighting this issue ad nauseum. Almost all of these posts were also copied to the office of the Financial Regulator. August 22, 2005 Toothless IFSRA August 25, 2005 Allied Irish Banks investigates itself September 28, 2005 Banana Republic October 10, 2005 Irish/Italian accountability November 15, 2005 The sheriff is not for the good guys December 13, 2005 Irish (Banks) Mafia December 23, 2005 Legal actions, dodgy dealings and resignations January 9, 2006 The (Irish financial) Wild West Show March 24, 2006 Still waiting for law enforcement March 26, 2006 Former AIB executives settle with Revenue for €323,313 June 7, 2006 Ireland – The Wild West of European finance August 1, 2006 Irish Financial Regulator – Bizarre and toothless August 2, 2006 Rampant corruption – rampant profits September 28, 2006 A corrupt state October 13, 2006 Bank robbers and bank robbers December 12, 2006 Failing to make connections December 14, 2006 Maintaining the illusion January 23, 2007 State contempt for consumers March 20, 2007 Irish Financial Regulator – Betraying the consumer April 4, 2007 The Financial Regulator, banks and credit unions April 25, 2007 Insider watchdog May 3, 2007 It's all in the mind June 17, 2007 AIB: Still ripping off customers with impunity June 13, 2007 Man of steel turns to straw August 23, 2007 A corrupt and secretive financial market August 21, 2007 Dublin – A conduit for dodgy deals? August 27, 2007 Dublin operation – A sloppily-run pig sty And that's just the first two years of blog posts. Never let anyone tell you that no one could have seen what was coming.

You are subscribed to email updates from Gavin's Blog To stop receiving these emails, you may unsubscribe now.	Email delivery powered by Google
Google Inc., 20 West Kinzie, Chicago IL USA 60610

---

New Windows 7: Find the right PC for you. Learn more.

The giant pool

This post is a speech I gave at Kildare Communicators last week. It is the true tale of the growth of the American credit system which led to the subprime crisis in the US. Reading this may put Ireland's economic fall from grace into global context. Acknowledgement to the US today show.

My story begins with the global pool of money. But where does it end? Bear with me. This, a giant global pool of all the money in the world contains all the pension funds, insurance funds, private savings. When my story begins, 1998, the global pool sums 36 trillion Dollars. Thats a million euro on the day of Christ's birth, a million the next day for you and every day since- with a couple of trillion left.
That giant pool is watched over nervously by an army of investors whose job it is to make it grow, to keep it safe.
Between 1998 and 2000, two things happened. First around 1998 the global pool of money began to grow very suddenly. All sorts of unexpected countries like Abu Dhabi, Korea, China began to globalise their money. second, Alan Greenspan, the head of the US fed reserve made a speech announcing that US government bonds would stay at 1%- very low interest- for a very long time.
Suddenly, that army of investors began to have more money than they knew what to do with and needed more SAFE places to put that money.
So- Wall Street created a new financial product called a mortgage backed security. What's safer than houses?
At this point I want to introduce you to the three Mikes.
The first Mike, Mike Soden, works for Bear Stern. He is an investment banker.He looks after the global pool of money. He buys mortgage securities with other people's money and nets his clients a few modest % return. It's safe as houses.
Next meet Mike Garder, head of silverstone Mortgage bank Nevada. They sell loans to people like you and I. They borrow millions from bigger wall street banks to sell us mortgages to buy houses. Then they take back the mortgages ,gather them together in bundles of 2 to 300 and sell them back to wall street in mortgage backed securities.
Before long Mike in Wall Street owns little pieces of thousands of mortgages sold by Mike in Nevada.
By 2003 everybody who qualified for a home loan OR already had one was in the pool. BUT Wall Street couldnt get enough of these mortgage backed securities.
So month by month guidelines got looser until Mike in Nevada says they were literally pulling people in off the street and offering them home loans.
Lets look at he different loan types-
First you had a verifed income, verified asset loan- a VIVA. Then you had a Stated income Verified asset loan- a SIVA.
These are triple AAAs.
But soon you just needed an accountants letter to get yourself a No income verified asset loan. Finally they started giving out the loan you know you are going to default on- the NINA ! NO income NO asset home loan!
You see it was a new era- banks didnt hold the loan for 30 years anymore. They just bundled them up into triple AAA securities and sold them back to Wall
Street.
Now you would be right to ask- Where was the regulator? and yes there were ratings agencies. But they had no DATA for these new loan types. They relied on historical DATA about how safe home loans WERE. They gave virtually all these securities triple AAA ratings. They were rated as safe as government bonds.
Year by year if Mike Garder doesnt give a guy a loan , the next broker will. If Mike Soden doesnt buy the latest scurities the next banker will.
Year by year market forces took over. But how do you turn a NINA- a No income loan which is set to default from day one- into a security?
Because they are not all triple AAA. You have double B and triple B in there as well. How do they fly?
Meet the third Mike. Mike Francis. Mike Francis runs Dynamic Finance, Ohio.
He buys some triple AAAs from Mike Garder. He buys a LOT of double BBs and a LOT of triple BBBs.
He grades them, values them, sorts them. Then he shuffles them.
He splits them into bundles of 2to300 called tranches to create a new financial product, a new type of "security".
They are called collateralised debt obligations. CDOs. And Wall Street cant get enough of them.
Because by this stage the global pool of money had reached 70 trillion.
Some of these loans are ToXic Waste. But Mike Francis is an alchemist. He turns bad loans into good securities. Bad money into Good.
Mike Francis is an alchemist. But by the end of 2005 you could almost smell the sulphur.
Meanwhile Mike Soden in Wall Street watches his screen every day and all these securities and all these CDOs perform. Nobody misses a payment. Mike sends his investors a little dividend every month and everyones happy. These are Performing Loans.
But Mike now admits it was the triumph of Data over common sense.
Because by mid 2006 the average American home loan was over 4.5 times the average American annual salary. That ratio historically used to be 2.5. A leverage of 2.5 is the ratio you and I are safely able to pay back. Mike says what Wall Street didnt know was that the toxic loans hidden in the CDOs were propped up in the malls and on the high street by another loan product- the home equity credit line. People were taking out another loan to pay their mortgage. Now that didnt matter as long as house prices kept rising because we are all property speculators by this stage. You are going to sell the house next year anyway!
But by mid 2006 house prices reached a critical level and stopped rising. House sales faltered. The loans stopped moving.
Mike says he remembers the day it happened, just before Halloween 2006. Some of the numbers on his screen started to blip. Some repayments were missed.
Mike's boss said" would you look at that.... What are the fed offering on bonds today?"
Wall Street stopped buying CDOs and securities. Mike Francis in Ohio was stuck with a load of CDOs. He packed up his chemistry set and stopped buying loans from Mike Garder.
There followed a winter of discontent as the cycle of lend-speculate slowly ground to a halt.
Mike Garder in Nevada was stuck with a load of mortgages and soon keys started coming in the door. No one was buying homes even if you did repossess as home owners here and there began to default.
Around february 07 when the bank itself defaulted on a couple of big repayments to Citibank, Silverstone Bank Nevada declared itself bankrupt.
Staff were told and then people began to literally wheel photocopiers out the door.
Mike says his boss called it the valentines day massacre.
To everyone else it was the subprime crisis.
Mike Francis in Dynamic Finance, Ohio, who had split up and sold on shares in some 16 million home loans simply filled in all the paperwork, sent it to Wall Street and pulled the door closed behind him.
By mid 07 the language changed. They stopped referring to it as a subprime crisis. The problem became known as a CREDIT crisis.
This is because Mike and the rest of Wall Street had lost half the global pool of money.
They have been badly stung and their investors are mad as hell.
So now they want NO RISK. Suddenly government bonds at 1% look very attractive again. Suddenly no one wants to lend.
This is why Hungary, Turkey and lots of other places are paying 15% and Ireland's interest rate is rising rapidly also.
We are mixed right up in it because the trail of CDOs reaches all the way to OUR banks who borrowed and hedged and sold on securities, who used securities AS security on risky Dublin site sales. A trail that culminated in a late night phone call to the minister for Finance in September 08.
My three Mikes, NOT the three wise Mikes, are my seasonal tale of the decade.
To put this into perspective, this IS where we are. Its NOT the great depression. Wall Street says its more like back to the 70s.
We are stuck in neutral for a while. You can take Uriah Heep's view- he was Charles Dickens fictional stingy accountant- " Happiness is a surplus, misery is a deficit" OR you can hold onto my final word from the Dalai Lama
" This world is not perfect. But things like happiness and unhappiness are relative. Realizing this gives you hope. "
END

FW: Kildare Chamber of Commerce , letter to editor.

This weeks entry is another passionate plea for the rural economy!

---

From: groomevet@hotmail.com
To: editor@kildare-nationalist.ie
Subject: Kildare Chamber of Commerce , letter to editor.
Date: Fri, 27 Nov 2009 18:10:13 +0000

Dear Editor,

How do you persuade people that saving a few Euro on the Christmas Nintendo and Booze is the wrong thing to do? You cant- its only possible to fight fire with fire and fight a price war on price.

Throughout 2009 the small and medium business sector has cut prices, cut costs and adopted lean and innovative survival skills to keep the door to commerce open. Almost every business in Kildare, including mine, has made workers redundant, merged job descriptions, and added to the queues of the unemployed.

Those who remain in work are working longer and are filling broader roles. 40 hour jobs are cut to 32 and evenings or Saturdays are now worked without complaint. The private sector are now very close to the vision of the improved competitive economy which the ESRI and McCarthy report recommended.

Yet the queues northward get longer as we near Christmas. The local economy which is currently holding out for an upturn in trade will shed more jobs in the New Year if trade remains flat throughout Christmas.

Kildare Chamber of Commerce organised and funded an extended shop local campaign this year featuring a soldier fighting to keep Private Euro in our local economy and featuring the iconic uncle Sam's patriotic recruiting message "I want You" (to spend euros locally).

Any effective shop local campaign needs to achieve three aims. The first aim is to convince consumers that support for local business is essential to community life. The second is to inform shoppers of the value on offer locally and fight the myth that small local shops are dearer. The third aim of persuading businesses to provide better value can be achieved by rallying businesses into a group loyalty scheme, discount scheme or innovative PR campaign.

Kildare has everything to offer. A well stocked man's shop on the square with hidden discounts and Italian suits that could come from Louis Copeland. The everything shop on Station Road which challenges you to find cheaper. Christmas shops and pet shops and gift shops fly the flag for enterprise and service. Kildare farm foods have bigger and better turkeys than a Eurovision Semi-final. Retailers now compete transparently on price. Pubs and Restaurants now give group deals and two/three course specials so that no one should have reason to party out of town.

I am blowing the trumpet for Kildare. But there isn't a town in the county now that hasn't got it's act together and blown off the complacency and excesses of the so-called tiger decade. In my line of work I see plenty of Garfields. The Celtic Garfield is using up her nine lives and rapidly turning lean and fit for business.

We can win the economic battle, if we spend our hard earned euro at home. But if another half billion leaves the southern Irish economy in 2010, as it has so far in 2009, we can all play the blame game together on the dole queue.

Des Groome,

Chairman, Kildare Chamber of Commerce.

Kildare Vet Surgery,

Kildare Town.

---

Windows 7: Find the right PC for you. Learn more.

---

New Windows 7: Find the right PC for you. Learn more.

Take a walk on the wild side

Exotic pets are a growing niche market in the Irish pet owning sector. We now see a greater range of species than ever before in our clinics. Rabbits are an easy starter pet for a family of young children. Parrots can be entertaining companions, in particular the African Grey which is a social, talkative and easily handled bird. These are great mimics and pick up swear words because their ear picks up the words we emphasise when speaking.
Fish are perceived as low maintenance pets and will be low maintenance when the set-up is right.
Hamsters, Gerbils, Guinea pigs can all be bought in pet shops along with the hutch, cage, beding, toys, food, drinker and often a care guide. They also rarely need to see a Vet.
Snakes and reptiles require a special interest and background learning. From Terrarium to feeding habits you will need to know what to do before you leave the shop.
Aquatic turtles and terrapins can come small but rapidly will out grow a small tank.
Outdoor tortoises are as of yet rarely seen in Ireland.

Tomorrows VETSLOT on midlands 103 at 10.45 followed by KFM's PETSLOT at 11.05 will deal exclusively with the exotics phenomenon tomorrow. TUNE IN

Tigers, Leopards and political animals...

The circus has left town but animals of the mythological variety, the bearded barking, as well as the purring nine-lived variety still occcupy centre stage in the 2009 pantomime of Irish life.



The Celtic tiger is to blame for the whole thing of course. A once sleek and fit for purpose feline which started life as a lean sophistocat with an engine that purred like an Asian car plant. Softly- padded and sure of foot, the tiger negotiated Brussels bureaux and summit tables and always got the cream. The tiger had circus high wire skills. The tiger deftly walked the tight rope of fiscal generosity for a decade and relied only on the safety net of property taxes. A safety net which the circus ring masters of global banking dismantled. An extended cast of bull markets and bear traders grace the stage alongside pantomime characters with unlikely names like fannie mae, freddie mac and the biggest villian of all; seanie fitz.



The celtic tiger had many litters. But the tiger cubs were too well fed. This now presents all sorts of problems for the tiger herself. Firstly the cubs are now too costly to feed. Secondly, like many kittens who have never needed to learn to hunt, their teeth and claws are not fit for the pecking order of the global jungle. Which now means they are too difficult to rehome. The ailing tiger herself has lost a few lives, though strong survival instincts have activated chameleon qualities; proud euro-spots grown to show monsieur trichet et les autres bureauchats. Stars and stripes on the soft furry underbelly of the celtic tiger, turned purring Garfield, to show Top Cat Uncle Obama.



The tiger is now unrecognizable. Not merely a domestic long hair in need of a financial haircut, nor is she simply a leopard losing spots, nor a fat cat shedding toxic fluffy equity. Now, battered and one-eyed, the still game tiger is growling defiantly as she awaits 77bn euro surgery.
SPVs ( special purpose vets) and spindoctors are working to amputate her gangrenous and clubbed construction limb. Eurochats in the waiting room lap up watery stimulus packages as they watch the tricky surgery. Sagely, these mandarins all agree with the consensus that the tiger must grow a few diversified extra limbs if she rises phoenix-like from the bonfire of the celtic vanities. Former memories of the once proud tiger may soon belong to mythology. Consigned to cautionary nursery tales, like the one-eyed yellow idol on the pass at Kathmandu and Macavity the mystery cat.



The tiger cubs continue to cause trouble. These toothless kittens were reared on a diet of tuna, sardines and cream. The fluffy malcontents are growling in the alleys as they face cheaper kit e kat and lidl kibbles. Even Alberts famous high end pet food factory burned to the ground as the circus left town. Defiantly the cubs soiled their own litter trays and turned their tails on Lisbon one. Returning a no vote to the urbane eurochats was understandably seen as biting the hands that fed them. Mercifully, the cubs put tail between their legs and accepted what was on offer the next time.



Now that the circus has left town the story tellers of media have unleashed a whole host of other circus animals.Lisbon one began as serious cliff hanger. There was a brief cameo by neo-con Libertas Eagle. But no twist in the tale this time as radical tail failed to wag the dogged consensus!The NAMA factor featured a battle scene with thorny birds Joan of ArkBurton and Prince Richard the brut-on against assorted shylocks, fatcats and soldiers of destiny. By now tired and bloated, the Fianna sought the salmon of knowledge through the NAMA debate as the Druids read the tea leaves.

Tangential subplots amused the worn audience. The Bull ODonoghue and his crock of gold; the old bull was just full of bull as limousines and party hats and cheltenham horses trotted across stage. The bull mistook his invisibility cloak for an invincibility cloak as the media pursued him into the owner's and trainer's bar at Listowel. The Ceann Comhairle, no longer sacred cow, was gleefully butchered.

Through all the caricature slow starter and dark horse Lenihan has refused typecasting.

The budget is now looming and defies panto scriptwriters.The outcome depends on Dark horse Lenihan, heavily handicapped, hobbled yet determined as the remaining circus animals jockey for position. Cue left, the last creature of the tiger era emerges to do battle. The slowest and largest animal will trumpet the final act towards curtain fall and hopeful sequel. Costs must fall, productivity must rise, overtime must be cut, services must deliver value. Pigs might fly. Take a bow Lenihan and face the elephant in the corner!

Mysteries of the animal kingdom!

As the bearded brethren and their misguided trade union membership march the streets of Dublin this afternoon I write to distract, entertain and perhaps even inform. I could fill the blogosphere with an angry tirade against the self-serving greed of the Trade Union Leaders who negotiated improbable pay rises for their members every year under the social partnership. I could echo the analysis of every economist that pay cuts are needed now to rebalance an overheated economy. I could opine that our inflated scale of wages, cost of energy and cost of consumer goods will all fall by deflation if prices and business costs could only start to fall now in balanced equitable fashion. But better political minds than mine have analysed the empty treasure chest of Irelands credit plunder to reach the same conclusions.
I have begun this October an MA in Communications in DCU which I am finding deeply rewarding and diverse after a decade in the trenches of animal health care. A colourful, bohemian and bearded Professor of journalism whose lectures I attend said that angry little epistles belong on the blogosphere but facts speak for themselves. I will let the economic facts speak then and may the rain spill on the marchers! Forearmed in future with formal communications skills I hope to maintain the upper hand in jousts with Clem Ryan on my Friday morning KFM VetSlot. This afternoon I would like to cover questions we didnt get to answer this morning and, with apologies to dear frankie, answers I would love to give- but cant- on air;
Mary from Coill Dubh has a sheepdog with an itchy ear and is wondering what Des would suggest-
Well Mary I would suggest you bring the poor dog to a Vet. Contrary to popular belief these things dont get better being watched. Otodectes Cyanotis or ear mites left untreated can render your dog deafer than a snoozing monsignor, more lobsided than a PPP negotiation and with bigger cauliflower ears than Paul OConnell.

Pauline in Nurney has a goldfish that seems to be turning white and she is wondering what is wrong with him?
Pauline, your goldfish is faced with an identity crisis more serious than a Towers man who togs out for Ellistown and a questioning of his raison d'etre on a par with that of the Moorefield man who crosses town to Sarsfields.Clearly a Goldfish needs to be golden. Jacksonesque colour-change is as good a reason as any to visit your local struggling Vet.

Ann in Kildare's son wants pet mice and she is wondering are they difficult to look after?
Ann! Yes they are difficult to look after, never more so than when they make a break for freedom and discover the cosy sanctuary of your back kitchen. Send your son up to me for a few saturdays to figure out what type of pet he really wants.

Margaret just had a baby and her terrier that she has for about five years seems to be very jealous and is always trying to jump up on her when she's holding the baby and keeps barking at the baby. What can she do?
Margaret, Your terrier is deeply psychotic and determined to check out just how closely baby flesh resembles the taste of chicken. Your terrier invisages a baby free resumption of the status quo where he will have you to himself again under the assumption that eaten baby is soon forgotten. Your dog is five plus. Professional dog trainers can teach old dogs new tricks- but you havent a chance of doing so. Its gonna be either the terrier or the baby- not exactly a dilemma of Solomon-like proportions.

Remember folks- your pet is a member of the family- but not a human member!

Commercial Announcement- Pet Food!

Last October Interchem, who are based locally near Naas came to me with a new range of Dogfood called PROPAK. Their timing was perfect as I had resolved to seek an alternative specialist range of food to recommend to clients. We had stocked royal canin for four years previously but I just found their 4% price increase last Oct to be the last straw and knew I could no longer promote over-priced product to clients in the year ahead. I gave the PROPAK range a trial and have had no regrets since.
PROPAK have a diet to meet any dogs need, whether it is a medical need, a breed requirement, or a special need of growth or pregnancy. The colour coded range comes in a range of sizes to suit any size of dog and owner's pocket. The puppy trial size is especially popular.
We retail PROPAK at 40 to 50 % cheaper than any other specialist food range.
I can Guarantee also that you will not find PROPAK cheaper in the county.
As Vets we stand over PROPAK and are using this diet range successfully to manage diabetes, obesity, pancreatitis, irritable bowel disease and dermatitis.

Moreover we will always support local providers when we have an opportunity to do so.

You can buy your food at rock bottom discount on our website using paypal

FW: Letter to editor - re Donal Og

A conversation at Toastmasters in Kildare last night about bullying in primary schools gave me this idea for a letter to the local papers. It is frightening, in fact, to hear of kids using terms like " gay" and " queer" as verbal abuse.
Parental attitudes still have a long way to go?..





Dear Madam,
The recent " coming out" of Donal Og Cusack has created barely a murmur in conversation, in press or on the media around county Kildare. This could be because our views around the issue of homosexuality have changed in recent years. Perhaps this issue is greeted with a shrug of the shoulders and regarded as barely news worthy. If that is the case then it is a good thing, signalling a broadening of tolerance in attitude.
It could also be because he is a hurler. Hurling is a minority sport in Kildare. In fact it has been said that in Kildare, hurleys are mainly used as instruments to keep down the thistles. A story about a Cork hurler attracts less local interest than say a story about a footballer, or a jockey.
The weigh rooms of Punchestown, Naas, The Curragh and other racecourses remain citadels of swashbuckling machismo.
A " coming out " from within the daredevil profession whom an ambulance follow around as they ply their trade would be the ultimate test of public attitude. A " coming out" of a National Hunt icon would surely strain the fragile liberalism of the midlands. As racing pages and pencils are dropped in a shocked silence around Kildare's betting shops the richter scale would perhaps just register a little tremor.
yours etc,
Des Groome,
Kilcumney house,
Kildare.
Come out, come out, wherever you are....

FW: letter to editor- Drink Driving Debate

Letter to Irish Times, Friday 23rd October
Comment-

Rural backbenchers under pressure- Legislation shouldnt have to be a popularity contest!
In fact, The Nationalist of Oct 28th printed this- thank you to the editor, Barbara.



Dear editor,
As opponents of Minister Dempsey's proposed new drink driving legislation once again pressurise their elected representatives there is a need to examine this emotive issue with new thinking. Prime Time's feature of Thursday 22nd October presented incontrovertible evidence that reduction of the drink driving limit to 50 mg from 80mg will reduce annual national road deaths by 10%. Indeed experts cited 18 road accident victims in 2008 in Ireland where the dead were found to have blood alcohol levels between 50 and 80mg. This refutes the argument that in many cases a couple of drinks will not impair driving.

Vested interest groups can not see beyond the defence of their right to allow drinkers to drive quietly home, to acknowledge the need to legislate for the common good. I recommend pinning responsibility for solving this issue squarely back onto those with the largest vested interest- the publicans and drinks industry. A simple solution of providing transport as part of the bar trade's basic customer service could be cheaply introduced and could quickly become the norm.

A publican could absorb a small minibus or people carrier into the business' cost base for less than 500 euro per month assuming a 24,000 euro lease over 5 years. This becomes a business asset both for its mobile branded advertising and for it's vital function of ferrying customers to the pub. A publican would then devise collection and drop-off routes and routines.
An 8pm to 9pm collection loop for OAPs on a wednesday with a homeward loop from 12 to 1, perhaps. Fridays and Saturdays would, it is hoped, become busy enough to require the enterprising publican to send the van out on several pick-up and drop-off runs.

The increase in visiting drinkers would more than compensate for the cost of this drinkers' shuttle service and driver's salary from the publican's viewpoint. The vital social benefits of publican provided drinkers' transport would be safer roads and the re-establishment of social contacts in both rural communities and among the less well off who currently deterred by taxi costs are drinking , perhaps to excess, at home.
yours etc,
Des Groome,
Chairman , Kildare Chamber of Commerce,
Kilcumney House,
Kildare,
groomepetvets.blogspot.com

FW: Letter to Editor.

---

From: groomevet@hotmail.com
To: independent.letters@independent.ie
Subject: Letter to Editor.
Date: Mon, 19 Oct 2009 13:26:59 +0100
In fact, this was not printed by the paper. Badly written, poor commentary- or Myers doesnt air criticism ?

Dear editor,
K.Myers wrote in the Irish Independent of Friday 16/10/09 "I am grateful to a reader for the following from the Great Green Plan...which says all we need to know about this bossy bunch of scary lunatics"We will develop a template for the establishment of farm-gate shops and ensure that the necessary legislative arrangements are made to facilitate this".K. Myers is apparently critical of this Green party plan to foster farm-gate shops as he then writes a stream of consciousness in which Myers positions a farm-gate shop at the centre of an Enid Blyton children's story. I have a number of questions after reading his piece-Is Myers crediting Enid Blyton with the prescience to predict and endorse a growing self-help movement of the rural economy in the 21st century?Or is he simply writing to appeal to the one third of Ireland's population - those over the age of forty, of which I am one-who MAY have actually read Enid Blyton?

Myer's criticism of the farm-gate shop movement is wide of the mark and unhelpful to our economy's current weaknesses for the following reason; Ireland's is a small open economy in which the majority of what we consume is imported and the majority of what we produce is exported. This model of Foreign Direct Investment dependency was successful in contributing to the phenomenal growth of Ireland's GDP from 1993 to 2007. However the weakness of our dependency on global trading has been exposed during recession. In short, now we in Ireland lack sufficient indigenous means of production, across the entire commercial spectrum, to stimulate sufficient internal cash flow to power our own economy towards recovery. The farm-gate shop movement is one means of stimulating the local economy by generating cash flow for commercial farmers, small food-producing business, small shop-keepers and creates a virtuous circle of cash retention in the local economy. The current reality of farming for the factory and consuming the imported produce of foreign multi-national retailers is contributing to rural and small town unemployment and the shrinkage of our SME sector.

The farm shop movement is of growing economic importance in the UK where there is now a growing market for fresh food from known local sources. Here in county Kildare we have a number of thriving farm food outlets which the local consumer is responding to. The message is travelling across Ireland's SME sector. Countrywide, we now see shop local campaigns successfully spreading the message of spending local euros locally. There is a growing understanding that spending our euro in local producers and local small businesses benefits all of us. The SME sector is the engine of our economy. The self-help principle of the farm shop could be the starting point for recovery and for a new vision of the future shape and balance of Ireland's economy,

yours etc,
Des Groome,
Kildare Vet Surgery,
Chairman, Kildare Chamber of Commerce,
groomepetvets.blogspot.com

In defence of rural enterprise

Kevin Myers wrote a bizarre and ill-informed article in the Indo last Friday which was critical of the Green Party's fostering of farm shops. Local food shops are, in my view, a great commercial development empowering farmers and small local food producers to grab their own financial fates by the scruff of the neck and snatch their business fortunes back from the grasp of middle-men, factories and conglomerate foreign retailers. I reproduce my letter to the editor of the Indo in response to Myers;

Hip Replacements and the HSE

Irish Racing Ambassador and Kildareman Ted Walsh once famously summed up the hazards of National Hunt racing for horse and rider with the cryptic comment " Its not the years that do the damage, Its the mileage". Recently as a forty year old ex-amateur rider and ex-marathon runner I stared at an x-ray and heard the consultant describe " the obliterated joint space" on one hip and swallowed hard as he discussed prosthetic hip implant and major surgery as if casually prescribing a muscle rub and a few days stretching. But I wanted an end to over a year's nagging hip and back pain. I needed to resume an active lifestyle and restore mobility to fulfill the demands of my active profession. I researched hip replacement and hip prosthetics and sought the earliest possible date in the Blackrock Clinic with the Surgeon known to perform more hip surgeries than anyone else.

Our private family health insurance with Hibernian Aviva has been the most important two thousand euro we have spent every year for the past decade. We have two sons who were born with congenital heart defects. Our health insurance and ability to pay ensured we obtained immediate expert care. We have never been at the mercy of the HSEs waiting list and both boys have survived and thrived. My own experience of surgery, albeit as a Veterinary Surgeon, is that the margin for error is still high for orthopaedics, high caseload is the key to success, risks of infection are one in two hundred ( too high). Prognosis is also influenced by both attention to detail in hospital processes and post-operative nursing care and expertise. My health insurance gave me the option of an excellent private orthopaedic surgical facility with only a few weeks of a wait.

I mention this to make two points. Firstly I am an advocate for universal health care for Ireland. Every citizen has the right to the same care that I had to shop around for. But the internal costs of that excellence will be high and attempts to seek efficiencies in cost will always create inequality unless excellence becomes the only standard measured. The HSE have moved Cancer Services now to eight designated centres of excellence, with plans to discontinue cancer services in thirteen smaller hospitals. This is a recognition that multi-disciplinary management in centres of excellence acheives excellent prognosis. It is also a recognition that in the high mortality context of cancer excellence is the only standard we should measure. Secondly, I am self-employed and would rather work than not, my insurance card moved me up a queue into a private bed and will help me regain productivity and run my business again in the shortest time possible. A medical card holder in my position would wait six to nine months for a hip replacement and would be medically signed off work for all that time. Unemployable because of pain, this medical card holder costs the state in welfare payments and loss of productivity. Not to mention the administration costs of a two tier system whereby that person may have the same surgeon as myself, but is queued in a different list and assigned to a different hospital.

So it was that I went under epidural and had a Bermingham right hip prosthesis implanted. This is a metal on metal resurfacing technique of screwing in a new tightly fitting metal ball and socket. More of us will have this type of surgery as life expectancy for males rises by 8% to the year 2036. The post-op information describes the surgical aftermath" You will then be able to start walking first with a frame and soon with crutches". This breezy optimistic prediction proved to be spin of Alastair Campbell proportions as I lay stuck to the bed with pain for the first few days. I dragged my misshapen, swollen and lead-weighted right leg to the edge of the bed only by the use of the two-handed hospital trapeze swing made famous by "Jerry Maguire".But there were five hips done in Blackrock that day and the nursing staff knew exactly what pain scores were normal and when precisely to rescue the average Irishman from his own low pain threshold. Furthermore their helpful post-op brochure went on to say" Normal sexual activity can be started again at 6-8 weeks. Although the warning about avoiding extreme positions of the hip applies." But of course you can never believe everything these doctors tell you. Just how well do they make artificial hips anyway ? Even cars dont need a running-in phase these days.

From my own bitter experience I can agree with the findings of a 2008 UCC School of Nursing Survey. Published in the Journal of Orthopaedic Nursing, findings reported pain to be the predominant physical experience after hip replacement, pain was more intense than expected and importantly the absense of a pain nurse specialist contributed to inadequacies in post-op pain management. The survey found that in some centres patients pain was still poorly assessed and concluded that pain management remains a major challenge for orthopaedic nurses in Irish hospitals.

Our expectations of care are very high as we know the excellence that can be acheived in Irish hospitals. We shouldnt suffer in silence. My professional insight into the challenges of infection control, pain control, margin of error control ensured I went to a centre of excellence to have a hip replacement which even so was difficult, very painful and not without setback. I believe everyone to be entitled to that level of care. A margin of error is not acceptable; someone elses brother or grandmother shouldnt suffer as a percentage with infection, bed ulcer or pain just because they have a medical card or because whats not accepted in Blackrock is tolerated somewhere else. But we shouldnt expect that excellence to be available around every corner. We must recognise that excellent people are rare, that standards remain a challenge, remain dependent on people. If medical experts CAN guarantee standards in some locations then we must accept that other locations may have lower case load and consequent resources and expertise scarcity. Those who have fought the removal of some services from regional hospitals have carried placards " Death By Geography"and seek to preserve the availability of specialist service at their own regional hospitals. But they miss the vital point that on the whole list of factors that influence positive prognosis- the medical list- geography is absent. If we allow local concerns to determine where we provide specialist care to patients then we have to expect a margin of error.And then death by geography will become a reality.

Hybrid Vigour to improve the gene pool !

A big confident German Shepherd pulled its owner in the door of Kildare Vet Surgery yesterday. Tugging on his long lead this bushy muscular apparition ( the dog- not the owner) filled the reception area forcing two children and a terrapin onto a corner bench. While diplomatically making friends with this prospective patient I made more than the usual complementary remarks, namely that we dont see enough of the strong workmanlike, old-fashioned type of GSD any more. This character was big and broad, long-coated, a bold alpha dog, and the type you used to see on farms. Healthy enough to probably never need a Vet and strong enough to take a good kick from a bullock as all part of a days work. I grew up with a lovable GSD whose annual dip in the sheep tank was the closest to a preventative pet health plan we ever worried about in those days.

We are all too accustomed to seeing a smaller, thinner specimen of German Shepherd at Kildare Vet Surgery. A list of our frequent flyers at Kildare Vet would feature GSDs right at the top of the table. We dont give out air miles- but we do give good sympathetic discounts (!) and advise every new pedigree pup owner to take out insurance. The newer strain of GSD we see , certainly around this part of Ireland, suffer high incidence of a degenerative arthritis from a young age known as DOD which affects elbows, shoulders and hip joints. They develop irritable bowel syndrome, IBS, at the slightest divergence from recommended feeding habits. Then in older age if they have escaped these problems , will frequently present with Hip Dysplasia. I have a bit of that myself now- but my excuse is a youth spent falling off slow racehorses and a midlife crisis marathon running career. The sort of incidence of these problems I am recording greatly exceeds any expected average for any other dog sample group.

I am absolutely convinced that in-breeding of closely related dogs and bitches due to a relatively small breed population on a small island is the cause of this increasing incidence of congenital defects. The specimen of obvious rude health I began this piece with turned out to be out of an English GSD bitch and by a German dog. This owner had bought the pup, in fact, in Wales. The channel tunnel improved the movements of dog breeds. The Pet Passport scheme will also improve gene pools over time through mixing.

It is of course not just GSDs whose gene pool is now shown to be too small. I recently examined a shih tzu pup with a face only a mother could love. Its severely brachycephalic flattened nose rendered ths pup almost unable to breathe, while a markedly overshot jaw would over time affect eating habits and oral hygiene. This client was casually told that her new expensive pup was very " finely" bred, was related to show winners, and that mother and father were half-siblings. The mind boggles. I hope she took my advise, returned the pup and demanded her money back as that is obviously the only way to halt these breeding practices.

The principle of producing healthy hardy stock by out-crossing to new bloodlines is known as hybrid vigour. Nature invariably combines new gene pools to complement each other for survival by natural selection. This is why in every species opposites attract and stand out individuals score the chicks, fillies, birds as the case may be. Racehorse breeders who apply a science of sorts breed the best to the best- but know that better progeny result when the best stock out-cross.

If we go on safari a la Desmond Morris and reflect on the out-crossing of the Irish gene pool during the Celtic Garfield years of the last decade we will see that perhaps Ireland will soon benefit from a bit of hybrid vigour. In years to come I am sure many Polish, Latvian or Ukranian bred Offaly and Kildare Youngsters will take up the Caman. The Kerry defence may be shored up not by Paidi or Ciarans but by Radovan and Pietr. Ta an-athas orm an corann seo a glacadh as Prague agus Riga. We know many sons of the Laois and Leitrim soil who have brought home the lovely svelte and charming Katerina or the tanned and sultry Svetlana to meet mammy- grinning like the proverbial celtic cat that got the cream before sunday morning mass.

I have read notes from an eminent lecturer in the IMI again on the issues of Corporate Governance pertinent to the Irish Problem over the last decade. Internationally Ireland's corporate boards have been known as cronyistic, untrustworthy, typical of a very small village style financial sector. Investors and the markets have always been wary of Irish boards and relied on a heavy level of local knowledge in decision -making around investment. Difficulties historically are cited as an over-reliance on senior management judgements, lack of independent non-vested board members, lack of challenge at board level and a cavalier approach to regulations. These are symptomatic of parochial thinking, group-think consensual decision making, old-boy network appointees, all in a small country where events have precluded the need for tough ethical stances or lateral thinking until recent economic tsunamis have exposed the limitations of Irish public and corporate board governance.
Somewhere within the morass of FAS, our Banks , our public sector indecision, lies a salutary moral about the dangers of in-breeding and the urgent need for Hybrid Vigour!.

14 reasons to vote YES

1. Ireland now will keep our Commissioner thanks to our NO vote last time. A new position of EU Foreign Affairs representative will be created within the Commission. Irelands influential role within the Commission can continue.
2.The Council of Ministers will now meet in Public and not in Private as is now the case. This will lead to greater accountability and transparency in the Council. All states including Ireland will retain a veto in matters of Tax and Defence. All other issues will be decided by Majority vote allowing more progress and less stalemate.
3.The EU Council will now have an elected full time President for a two and a half year term. Henry Kissinger once publicly asked " When I want to speak to Europe who do I call?" A full time President will give the EU one face, one voice and increase the EU's global credibility and authority.
4. The European Parliament after Lisbon will have new powers to overrule some of the EU Council's decisions and will now also have joint control over the division of the EU budget.
5. Each states National Parliament will have 8 weeks to examine new EU legislation. If one third of countries object to a bill it can be sent back to the EU parliament.
6. A citizens initiative clause in Lisbon will allow one million signatures to bring a bill before the EU Parliament. This will be a new form of grass roots engagement in the EU process.
7. The Lisbon Treaty sets down permanently the rules and process for a country to enter the EU.These conditions include, stable government, good human rights record, and respect for minorities.
8. Lisbon treaty lays out the full powers the ECB has in Europe over monetary policy. This will strengthen the future of the euro and the authority of the ECB. In the Ireland of 2009 , if we still had the punt and no ECB you and I would need the proverbial wheelbarrow of worthless punts to buy a loaf of bread. In effect we would be the Zimbabwe of Western Europe.
9. Lisbon outlines opt-out clauses for Taxation directives and Defence directives. These opt out clauses will benefit other small countries as well as safeguarding Irelands neutrality and our investor-friendly (low-corporation tax) fiscal policy.
10. A European Culture and Heritage Clause in Lisbon recognizes the influence of Judaeo-Christian tradition on EU laws and procedures. With Western Europes growing Islamic migrant populations, this clause will give legal security against the push for Sharia Law in some mixed-culture states.
11. The fundamental Charter of human rights will become the EU charter under Lisbon. This Charter will underpin future EU laws. The Charter places protections on the vulnerable and elderly and will become a moral yardstick within EU justice.
12. The Solidarity Clause outlines the possible setting up of a European Defence Agency. This will it is hoped be a European peace -keeping force with teeth. An army of sorts with the power to intervene in a future Srebrenica and provide mutual member state military assistance. In this clause, our Neutrality allows us an opt-out.
13. The Enhanced Cooperation Clause of the Lisbon Treay discusses cooperation between states on the issues of Climate change and energy needs, amongst other areas of common interest. Environmental concerns are placed at the heart of the EU for the first time.
14. The Guarantees obtained by the Irish since Lisbon 1 are an example of nuanced and clever Irish foreign relations. The reaction abroad to another NO vote will be a shrug of the shoulders by both Eurocrats and our US multi-national tenants. The watching waiting world will not again take the time to revisit our concerns.

Lisbon treaty Summary

Discussions surrounding the pros and cons of the Lisbon treaty have failed thus far to view the Treaty as a whole or even as a sum of parts. Instead what we have read and heard has tended to be debate by interest groups concerned with aspects of the Treaty. Worse still Lobby groups have argued points that arent even in the Treaty ; from the minimum wage red-herring on the No side to the scaremongering of dire consequences on both sides. Here follows a synopsis of the Treaty's key clauses both to demystify the jargon and to debunk the fear-mongers.

The Treaty can be divided into two halves with the first half dealing with proposed changes to EU Governance, the way they do things, and the second half dealing with EU policy and activity changes. There are some six or seven fundamental changes in each half. The first half;

1. The Commission. A new position of EU Representative of foreign affairs will be created. The proposed drop from 27 Commissioners to 18 is now replaced by an assurance that each state keeps a Commissioner. Thanks due to the Irish for that welcome concession. The Commission's main role is to propose policy and law.

2. The Council of Ministers will meet in Public and not in private as they currently do. They will vote by Qualified Voting Majority and no longer by the system of unanimity / veto. The majority required will be a total weighted 55% majority. The Veto rule will continue for Defence and Taxation issues. The Council of Ministers make final decisions on Legislation, but now underLisbon will engage in greater consultation with the European Parliament.

3. The EU Council. This is the Council of the Heads of each Government. There will now be an elected President ( elected by the EU Council itself) for two and a half years which will be a full time position. The EU Council's role is to give " political direction" to the EU.

4. The European Parliament is given more powers under Lisbon. The Parliament will now have equal voting status on some legislation as the Council of Ministers.The Parliament will have new power to elect the Commission President. The Parliament has new increased powers to make legislative decisions in the areas of Asylum, Agriculture, Emigration and the EU Budget.

5. National Parliaments. Each country's own National Parliament has eight weeks to examine new legislation from the EU and if one third of countries object an EU bill can be sent back for review.

6. A Citizens initiative clause in Lisbon allows one million citizen signatories to bring forward a bill to the European Parliament for discussion in the Parliament .

7. The procedure and rules for countries gaining membership to the EU is outlined in a joining clause. Interestingly there is now also a process outlined for a country to leave the EU.

The second half of the Treaty outlining proposed changes to policy and activity deals with areas of competence ( the EUs powers in part or in full) and lists exclusive competences, joint member state and EU competences, and member state exclusive competences.

1. The Eu has exclusive competence ( full legislative power) in the internal market (free trade) and monetary policy in the eurozone ( the ECB).The Eu has exclusive competence in Customs law, Competition law and conservation in the seas.
The Eu has joint competence with each member state in social policy, environment, energy, transport and public health.
Member states have exclusive competence over human healthcare, culture, tourism, policing, sport,education,industry.

2. The Opt-out clause. Member states can opt out of EU taxation directives and do their own thing on tax or fiscal policy. EU Defence directives can be opted out of if they conflict with country policy-such as Irelands neutrality. Directives affecting common foreign and security interests must be unanimously accepted- in effect every country retains a right to veto on these issues.

3. The European culture and heritage clause. A paragraph outlines the influence that religion and history has on European law. In effect Judaeo-Christian traditions inform EU policy. Perhaps a safegaurd against Sharia law's claims for legitimacy in future Eastern accession states.

4. The fundamental charter of human rights is given equal legal status in the Treaty as the Treaty itself. It will be now known as the EU charter, will underpin future EU law and be a yardstick to test existing law. The charter gives specific protections to the young and the elderly.

5.The Solidarity clause. Member states are required to assist each other against terrorism, aggression, man-made disaster, natural disaster. This mutual assistance must not conflict with a country's NATO membership or a country's Neutrality. Each member state can decide to participate in a European Defence Agency- or not in our case as Neutrality is expressly protected. Conflict prevention and peace-keeping are mentioned. A formalised military grouping within the EU to lead defence policy and with the power to prevent a future Srebrenica.

6. Enhanced Cooperation clause. Nine or more EU states can now follow procedures of common policy if they agree to on any issue. This provides a means to work together on climate change and energy needs and is the first time the climate crisis is part of an EU treaty. This clause is said also to encourage improved policing with cross-border follow-up on human trafficking and drugs trade.
Dr Garret Fitzgerald stated in his Irish Times article recently that Irelands negotiation of Lisbon Two's Irish Guarantees is the latest example to be added to our record of considerable Irish successes in Foreign Policy.
Simply , the guarantees are; A. We will retain a Commissioner.
B. A Guarantee that we will continue to look after our own Tax.
C.The protections in our constitution on life, education, and the family have precedence over EU treaty or law.
D. Irelands position on Neutrality is safegaurded by a triple -lock system of Veto.
E. Workers rights and social issues are solemnly declared to be protected within Lisbon by the provisions of the EU charter.
On the day the Lisbon Treaty is ratified by all states a new treaty will enforce the provisions of these guarantees. My view is that we should trust the Guarantees as plainly no other small country will ever trust the institutions of the EU if Irelands assurances are not delivered as promised.
There is much to fear in the Treaty in the use of phrases like Solidarity and European Defence Agency but also much to welcome in the EU charter and the conditions for future accession. Conditions such as stable rule of law, protection of human rights and minorities.
The European union is the most successful example of multi-lateralism in the history of the world. Such success requires compromise of the type larger states made to begin with when accepting the membership application of a wet and backward former colony on the outer edge of the Atlantic sea all those years ago.

YES... To keep our commissioner.

Ireland's electorate will vote to ratify or reject once more an unchanged Lisbon Treaty on October 2nd. The easiest choice will be taken by those who abstain. Voters against this treaty make a choice to risk alienating the monetary mandarins of the ECB and unnerving the international direct investment that our vulnerable and leaky economy depends on. Those who vote Yes choose to trust that a place at the european table secures an audience for Irish concerns and to trust in further immersion in a European experiment which emerged from the wreckage of two world wars. Last year when the Irish Voters faced this choice about the nature of our future relationship with Europe the majority asserted a right to say No, a right to better assurances, a right to understand what this Treaty will mean and will change.
So it is then that we vote on an unchanged Treaty, but one now with assurances attached. Perhaps the most important of which for a small nation with a lowly weighted voting right, will be the right to retain a Commissioner. In this issue alone the NO lobby , like Othello, have done this state some service. David Cochrane, journalist, on Politics.ie has pointed out that this alone suggests a single salient sound bite that the Yes side can win on; YES- to keep our commissioner.
It is overwhelmingly important for anyone in business, anyone with a stake in the free market, whether an employee or a shareholder to understand that ratifying Lisbon is integral to economic recovery by its strengthening of the status of the ECB and the unity of the eurozone's import-export channels. To those fearful of the free market's big business agenda I can give reassurance that the counter-balance of the Charter of Fundamental Rights, now to be the EU Charter will now have full Legal status in EU Law without affecting any articles in the Irish Constitution. This charter for the first time makes legal the civil, political, economic and social rights recognised by the EU. In fact this EU Charter, if Lisbon be ratified, should make managers, HR departments and judiciary alike more wary of due process- and probably will provide the Trade Union movement with a renewed relevance.

Ultra-Marathon Man leaves his mark

When I drifted away from race-riding eight or nine years ago after having too many falls, riding too many slow horses and eating too few good dinners over the previous ten years ( !)there was a void in my life for a while. I needed a competitive outlet and a routine of self-challenge and outdoor exercise. I began to run. First a few miles at a time, then seven or eight miles a few times a week. Given the mind and body of the man in question it wasnt long before I turned to Marathon running. Thus began the first of many journeys. Most of those journeys ended with a medal, a sense of self reaffirmed, an extra lesson learned, and ended at the finish line of another 26 mile run in a city or on a mountain somewhere. There is a spirituality in the mindset of the self-improvement, the self-discipline that becomes part of the runners' world. Like the separateness that becomes part of the life of the committed cyclist or jockey. It was an odd type of separateness for a gregarious open communicator like myself, but it was part of a routine of challenge and endeavour that had been part of my life since I first sat on a horse. And I suppose I am no more or less of a contradiction of a man than anyone.
I read a book several years ago that inspired me and led me to deliver several motivational speeches about the power of goal setting. The story of Dean Karnazes, possibly the greatest endurance runner since Pheidippides. A man more than ordinary who inspires in ways that the untouchable great athletes fail to inspire a mere mortal athlete of flat feet as I indeed was; Dean inspires because as an ordinary advertising executive at the age of 30, he turned his face to finding what he looked for in life, and did so as a family man and fundraiser, with the focus, but without the selfishness that typifies many great acheivers.
Dean's creed;
Run when you can
Walk if you have to
Crawl if you must
Just never give up
I will post my speech about the power of goalsetting some time. I will also post the tale of the journey to the finish line in the Dublin Marathon 2003, my first full marathon finish.
For today though the story is of a bionic hip. The runs and falls have taken their toll; I have to have surgery to remodel my right hip joint in a few weeks. The next marathon I finish will be at a walk! Somebody famous said" Its not the years, its the mileage..." A phrase definitely applicable to me in my current broken down lame state.
But ask me was it worth it?
Every step of the way!

Rip off Ireland.... not RIP just yet.

At Groome PetVets I have reduced the price of many of our key services in the last ten months.
I began with a pre-Christmas offer of a free microchip with every booster.
In February I looked at our price list critically and reduced the price of six key services by one third. In July I addressed the fall off in week-day customer numbers by introducing a deal of one third off everything -for OAPs- on tuesday and wednesday. In August I have begun a campaign to reverse the decline in preventative pet health care ( for example Vaccination numbers are well down) by introducing a Loyalty card for booster vaccination and puppy primary vaccination and a clubcard for Propak pet food.
The unfortunate fact though is that the only reason I can afford to make these price changes is because my pay roll costs have halved by my reduction in staff numbers from 15 , just a year ago, to only 8 working in the practice now. Those now working at Groome PetVets provide a better sevice to our clients in many ways and do so more efficiently and cost effectively. That I can now identify those improvements is symptomatic of the difficulties the entire economy created for itself by the high cost-spiral which we all contributed to and accepted- then passed on to customers. That I was able to radically shift business strategy and realign staff to new behaviours and a new business culture is a reflection of the flexibility that small private sector business can take advantage of when there is a will and need for change.
However I am only in control of parts of my own cost base and most of my costs of doing business have not reduced and some have even increased. Animal remedies and medicines comprise about thirty percent of my costs. The major medical wholesalers and manufacturers increased prices by between 4 and 8 percent in September/October '08 and have not reduced prices since. The markets two main specialist pet foods increased prices in October 08 and april 09 respectively and needless to say did not reduce prices as the economy further shrank into deflation this summer. Energy and communications costs are often cited as having fallen this year. In practice however I have found that the newer entrants to these markets tout for business with lower base charges but running charges will amount to about the same month by month- and I have tested this by moving my service around. Despite the ongoing lowerECB base interest rates, Bank overdraft rates and business charges remain punitive within the big two in the Irish bank market. Commercial rates have not reduced as budget-stressed local authorities seek revenue from the limited sources available. Many small businesses are simply unwilling to pay rates this year and will remain in arrears of rates, I predict into next year and the year after, as the rates bill joins a pile under a paper weight on the owner-manager's desk. My PRSI contributions have not reduced, neither has the rate of VAT I am required to pay and then pass on to my customers. Rents have reduced as the smaller commercial property owners have become increasingly anxious to keep their tenants- though unfortunately many retailers and other small business tenants are now falling behind in their rents, while in many sectors the concept of upward only rate review remains the norm. Rising waste disposal costs, implimentation of parking charges even in small towns, consistently high motor fuel costs, road toll costs and so on- these all form parts of the cost base of the Irish small business and can broadly be blamed on either the pressures of the macro-economy OR the pressures of government costs- boh of which are being brought to bear on the SME sector as externalities beyond our/my control.
In the macro- economy world business forces are governed by multinationals with revenues often in excess of a small country's GDP- these forces now must extract the penalty for share-holder driven growth strategy from wherever they can. In the case of our budget obsessed Irish government; government and public sector costs- driven up by years of appeasing unions amidst complacency about ongoing revenue- will be brought down by Bord Snip implimentations , but will be brought down slowly In the mean time small business have been targeted to foot the bill.
Recent media reports about the demise of "rip-off Ireland" may be greatly exaggerated. I believe balance within our economy cant be acheived until Banks, Government, Government employees, Trade Unions and Share-holder driven Big Business bring their own cost base and ransom-like tariffs into line with the new economic reality that small businesses envisage.
There is an appetite for change of the political landscape in Ireland and some debate on the need for a new radicalism in political thinking. I believe that radicalism needs to come from the centrist mindset of middle society. Those who believe in neo-liberalism but wont stand for free market control by the big business economics of the Thatcher, Reagan, Karl Rove/Bush tradition any longer. This is very much radicalism with a small r. I believe we must be very careful not to allow the debate for change to be ambushed by Left , or right, ideological forces who if allowed grow to become relevant could polarise the electoral process, create dysfunctional and paralysed coalition government and alienate much needed foreign investors. In the face of the body politic's poor handling of public relations, seeming imperviousness to the plight of indigenous small business, tardy decision making and those continued embarrassing revelations about expenses and God knows what else opportunists on the socialist fringe in particular now have the climate to thrive. But I believe as a small business owner and employer that their agenda for self-interest would prove as damaging as those big business forces now hoist by their own petard, though still looking for the rest of us to pay!

Des Groome.